The Coins

Why was Harry excited when he received the shiny gold coins from his Grandpa?
→ Because he loved lollipops and thought he could use all the coins to buy a huge amount of them, fulfilling his sweet dreams.
What did the wise old owl teach Harry about money management?
→ The owl taught Harry to divide his money into three parts: needs, wants, and savings, to use his money wisely and plan for future goals and surprises.
How did the owl divide the coins into three parts? What does each part represent?
- Biggest Part = Needs (important things like food, clothes, transport)
- Middle Part = Wants (fun things like lollipops, toys, comics)
- Last Part = Savings (for big goals or emergencies)

Why is it important to save some money instead of spending it all at once?
→ So that we can have money for future goals (like a rocket toy), gifts, emergencies, or special events like a friend’s birthday.
How did Harry show that he understood the owl’s advice?
→ He decided to spend only a part of the money on lollipops, save some for his rocket, and use a portion to buy a gift for his grandfather.
Why do you think giving a gift to Grandpa made Harry feel good, even though it was part of his ‘wants’?
→ Because it showed thoughtfulness and generosity. Giving to someone he loved brought him happiness and satisfaction beyond just spending on himself.
How can saving money now help you in the future, just like it helped Harry plan for his rocket and rainy days?
→ Saving money helps us reach bigger goals, prepare for emergencies, and feel secure about the future instead of spending everything at once

Can you think of a time when you had to choose between spending and saving? What did you do?
You please answer this yourself.
f you had 100 coins, how would you divide them using the owl’s method? What would you spend on, and what would you save for?
→ You please answer this yourself.
How does this story show that being wise with money doesn’t mean giving up joy—it means enjoying it in a smarter way? Harry still bought lollipops and gifts, but he also saved for his dream rocket and was ready for future surprises. He had fun and felt proud.